I try to make my fee structure as simple and transparent as possible. If you have questions - just ask!
Financial Life Planning
Price: $600 annually. Billed $150 every 3 months. There is an additional $300 onboarding fee for new Financial Life Planning Clients.
None of our financial decisions are made in a vacuum. Each choice that is made impacts another facet of our financial lives. The house you buy impacts your ability to save for retirement. The retirement plan you choose impacts your tax situation. Your tax situation influences your ability to qualify for student financial aid. They are all interrelated.
That is why I do comprehensive financial planning. I take a holistic approach to your financial situation. I get to know your values and priorities. I get a thorough understanding of your current financial situation. Then we map the way forward toward your financial goals. It is the only way to ensure your plan is right for you.
Price: $500 annually for two managed accounts. Billed $125 every 3 months. There is an additional $100 annual fee for each additional account over two. For example, a client with 4 managed accounts would pay $700 annually, $175 every 3 months.
After we establish your financial life plan I can assist with managing your investments. Combining appropriate account allocation, asset allocation, broad diversification, tax efficiency, and low fees we will reach your goals. Not everyone wants or needs this service, but it is available if you want it.
Financial Coaching & Educating
Price: $495 due at the time the client servce agreement is signed.
Often people want to do their own financial planning, but they need a little guidance, support, and knowledge. That's where a limited engagement with a trained financial coach and planner can be beneficial. With a coaching arrangement, the client gets twelve sessions of one-on-one financial coaching. These sessions are spread out over the course of a year and are designed to assist the client in establishing, developing, and cementing improved personal financial habits. With an education arrangement the client receives eight personal training sessions to receive individual tutoring on the financial topics of the client's choosing.
There's bound to be a little overlap between coaching and teaching, and that's OK! Just sign up for the arrangement that seems most applicable, and we can alternate between teaching and coaching as necessary.
Single Issue Resolution
Price: $400 due at the time the client service agreement is signed.
Many people are doing a great job with their financial plans, but they have one particular issue they could use some help with. They don't want or need an ongoing relationship with a financial planner, they just want assistance resolving one particular financial issue and then they are happy to part ways as friends. No matter the issue - how to spend down retirement accounts, paying down student loans, inheritance questions, account consolidation, etc. - we can make a limited engagement arrangement to get you the assistance you need at a reasonable cost.